So whos getting those letters in the mail there credit card company is changing the APR (higher of course) or reducing the amount of points you accumulate for there free gifts,
Which one is better nowadays ( Chase Bank?, Discover card? Wachovia? Bank of
From the little research I did it seems like it’s the American Express Blue card, no annual fee and different tiers on cash back with a apr that’s lower than my others cards I had cancelled because they where too high and or charging yearly fees or reducing some other perk I use to have with them
Anybody got different opinions or know a better lower rate card?
https://www217.americanexpress.com/cards/home.do?source=cmhp_inav-personalcards#CARDS/77/0/0/-1
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